Your numbers
belong to you.
Default behavior
The public site does not require an account. Calculator inputs and pasted risk-check text are processed locally in your browser. This build has no third-party advertising scripts, fingerprinting or behavioral analytics by default.
Reminders, files and local privacy
Stay Ahead, your watchlist and Time ledger use IndexedDB in this browser profile only, after you choose to save. They are not an encrypted vault or a synchronized account. Do not enter document numbers, banking credentials or sensitive descriptions. Other users of the same browser profile may see the records. Clearing browser data can delete them.
Subscription Check parses your CSV in page memory; this app does not upload it or store raw transactions. Closing or clearing the page discards the loaded CSV. Saving a candidate stores only the displayed merchant label and estimated reminder date, with your confirmation.
JSON backups and calendar files are readable exports. Keep them private. Calendar import shares the exported details with the calendar app you choose; generic titles are the default. This app has no built-in email, SMS or closed-browser push reminder service. Calendar files are snapshots, not a synchronized subscription. Confirm import and notifications in your calendar.
Delete v4 records from the Stay Ahead or Time ledger data controls, or all SubAuditKit local records from My shortlist. Copies in your calendar or exported files must be deleted separately. Optional deal feeds use curated public product identifiers; personal watchlists are not sent to the operator.
Who's billing me?, Free trial guard and Keep or rotate
What you type into these tools stays in the page and is never sent to our server or saved. The trial calendar file is created in your browser; the service name is only included if you tick the box. Your country choice is saved in this browser so amounts show in your currency.
Moving a bill context between tools
Only when you press the transfer button, the selected merchant label, amount and billing period are placed in session storage for the same tab. They are never placed in a query string or sent to this application's server. The bill kit consumes and removes the record once; records older than ten minutes are rejected and removed when read. An unused record may remain in that tab until consumed, cleared or the browser ends the session; browser restore behavior varies. This is not encrypted storage. Do not transfer sensitive labels on a shared device.
Bill and tax tools
Entered bill and tax amounts remain in the current page and are not saved or sent to providers by the application. Copy and export happen only on your action. Explicitly saved review reminders use the existing local records store. Public reviewed notices contain no claimant data, and no claim is submitted here.
Saved shortlist information
When you choose to save a provider, comparison, theme or activity record, the app uses browser local storage. Activity records require the save checkbox. Clear stored data from My shortlist or your browser settings. Shared devices may expose local records to other users.
Hosting and external providers
Your hosting provider may log IP addresses, requests and security information. Outbound provider pages have their own policies and may use tracking. Approved affiliate links can include attribution parameters. An optional hosted newsletter form handles email under its own policy and must be configured for consent and unsubscribe.
Owner and payment records
If sponsorship payments are enabled after approval, Stripe handles payment details. This app stores minimal event IDs, object IDs, timestamps and review statuses in private storage, not card numbers. The operator must set appropriate retention and access policies before enabling payments.
Contact and requests
Contact the named operator for privacy requests. Local records are not available to the operator; clear them on your device. We do not claim that every jurisdiction's privacy requirements are satisfied by this template.